GroundfloorAt Groundfloor is the only direct lender offering retail capital for short-term, residential real estate loans. Our borrowers get access to more flexible and efficient capital than a traditional bank or a hard-money lender.

The Groundfloor Advantage:

  • Rates start at 5.5% and roll points into closing
  • True deferred payments – no payments until loan repays
  • Loan sizes from $75,000 to $1.5M
  • Up to 100% Loan-to-Cost, depending on experience
  • Up to 75% Loan-to-After repair value
  • No minimum transactions experience required
  • Five year lookback for experience
  • Minimum property value $50,000
  • Minimum credit score of 600
  • Full recourse loans with personal guarantees
  • Nine, 12, and 18 month terms


600 Peachtree St NE
Suite 810
Atlanta, GA 30308

(404) 850-9225

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