What’s Happening at Tampa REIA – November 6, 2025
Posted on November 10, 2025 byLive In Person & Online Meetings
In Today’s Tampa REIA Update:
- WED, November 12th: Tampa/Clearwater Meetup Group at Johnny’s Italian Restaurant in Clearwater with James Miera & Steve Jackson
- THU, November 13th: Tampa REIA on “Mortgage Moves for Savvy Investors” with Erika Alves
- THU, November 13th: Late Night Networking at World of Beer
- TUES, November 18th: Onsite Renovation Group at 14912 Wedgewood Pl in Tampa
- 24/7 Webinar Replay: The Beginning Investors Group Webinar with David Miller & Dylon Ross on “How to Invest in Real Estate Using Cryptocurrency!”
- Every WED 7PM: Property Protege Group (PPG) Coaching Meets on Zoom Webinar
- Our Facebook Groups for Posting & Finding Deals
Meeting & Vendor Tradeshow
Mortgage Moves for Savvy Investors
with Erika Alves
Be sure to RSVP Now and Join Us for Triple Header at our next Tampa REIA Main Meeting & Vendor Tradeshow on Thursday, November 13th from 6PM-9PM at the Ramada Westshore, 1200 N Westshore Blvd, Tampa, FL. RSVP NOW! Our special guest speaker this month will be Erika Alves of Cross Country Mortgage.
Savvy investors know that in today’s market, financing is the key to scaling fast and staying competitive. Join us at Tampa REIA where mortgage strategist Erika Alves for From Assets to Advantage: Modern Mortgage Moves for Savvy Investors, an exclusive presentation designed to help you unlock powerful tools like DSCR loans, Land Trusts, and alternative financing programs tailored to real-world investor needs.
Discover how to leverage your existing assets, protect your privacy, and structure deals that maximize cash flow and long-term returns. Whether you’re growing your rental portfolio, flipping properties, or managing short-term rentals, you’ll walk away with proven strategies to access capital creatively, close faster, and outsmart the competition in any market.
Here are a few things Erika wants to share during her time with you…
Introduction: Setting the Stage
- What today’s investor market looks like (competitive, low inventory, rising rents).
- Why financing strategy matters as much as the property itself.
- Traditional lending vs. alternative lending — the key mindset shift.
- What to know about being in a buyer’s market and how to compete.
DSCR Loans (Debt Service Coverage Ratio)
What they are:
- Approval based on the property’s income, not the borrower’s personal income.
- Ideal for investors with multiple properties or complex tax returns.
Key advantages:
- No tax returns, no W2s, no paystubs.
- Qualify strictly using rental income or projected market rents.
- Fast closings, flexible loan structures (interest-only options available).
- Allows portfolio expansion without impacting personal DTI.
Ideal use cases:
- Short-term rentals (Airbnb/VRBO)
- Long-term rental portfolios
- Rapid acquisition and scale model
Land Trusts
What they are:
- A legal ownership structure that holds title to real estate.
Why investors use them:
- Increased privacy and anonymity of ownership.
- Potentially simplifies assignment of property ownership.
- Can support estate and asset planning strategies (consult a legal professional).
- May enhance anonymity for investors with multiple holdings
Clarifications (important for mortgage messaging):
- Not for hiding assets or avoiding liability.
Alternative Financing Programs
Examples to highlight:
- Bank statement loans (for self-employed borrowers)
- Asset qualifier / asset depletion loans
- Fix & Flip / Renovation financing
- Bridge loans & cross-collateralization options
Investor advantages:
- Leverage assets instead of income.
- Maintain liquidity while acquiring more doors.
- Reduced documentation and faster underwriting.
If you’re serious about growing your portfolio, this is the presentation you can’t afford to skip.
Learn how to leverage DSCR loans, Land Trusts, and creative financing to unlock equity, boost cash flow, and build long-term wealth, even in a tough market.
Your next great deal starts with the right financing strategy — don’t miss it. RSVP NOW and join us at Tampa REIA!
RSVP to Attend in Person at https://rsvp.tampareia.com – This link is to attend in person at the Ramada Westshore. No charge for members, $20 for guests or $25 at the door.
Business members can RSVP for a Vendor Table here at https://vendor.tampareia.com. Vendor tables are available on a first come, first serve basis, so reserve your table now.
Call or Text Chrissy at 770-379-4501 if you have any questions. Thank you!
With over 22 years in the mortgage industry, Erika Alves has built a reputation for turning financial challenges into opportunities. Specializing in creative financing solutions for self-employed buyers and real estate investors, she’s passionate about helping clients find the perfect path to homeownership and wealth-building, even when others say it can’t be done.
When she’s not structuring innovative loan strategies, she’s spending time with her two daughters, exploring new destinations, rooting for her team the Michigan Wolverines or enjoying another trip to Disney.
*Please Note: Meeting agenda is subject to change.
At 6:00 PM in the Meeting Room, we have a Vendor Trade Show that lasts throughout the meeting where you can come out and meet many of our participating Business Members and Vendor Guests who help sponsor our meeting.
Vendor tables are limited, so any vendors wanting to reserve a table for the meeting can RSVP for a Vendor Table here. Vendor tables are reserved and setup on a first-come, first-serve basis.
Starting at 6:30 PM, Dustin Griffin kicks off the Tampa REIA Main Monthly Event with updates and announcements. Dustin covers what’s happening at Tampa REIA in the upcoming weeks and months such as upcoming workshops, webcasts, special events, members benefits and much more!
At 6:45 PM or so, we will be having the Haves & Wants Speed Marketing Session which gives our members the opportunity to quickly market deals they HAVE and to find deals they WANT. We also give our business members the opportunity to get up and say a few words about their businesses. Members who want to participate in the Haves & Wants Marketing Session must bring your flyers and get to the meeting early to get on our list of participants.
After the conclusion of the Tampa REIA Main Meeting (around 9:30PM), we will be reconvening at the World of Beer located at 5311 Avion Park Dr, Tampa, FL for the “Meeting After the Meeting” with Tampa REIA Crew. Come eat, drink, network, have fun and hang out with us late into the night on Tampa Bay!
Johnny’s Italian Restaurant
2907 FL-590, Clearwater, FL 33759
Wednesday, November 12th @ 11:30AM (Live in Clearwater): The Tampa Clearwater Real Estate Group, hosted by James Miera, meets at Johnny’s Italian Restaurant, 2907 FL-590, Clearwater, FL 33759 on the 2nd Wednesday of each month. Come join us LIVE & In-Person for food, drinks, networking, education and fun!
Steve Jackson and James Miera will be speaking on the very important real world topic of real estate market cycles, where we are at today and tapping into opportunities in the Tampa Bay Market to make transactions happen!
Join this great group of like-minded individuals involved in various categories of real estate!
with James Miera
Tuesday, November 18th at 1PM
14912 Wedgewood Pl, Tampa, FL
Tuesday, November 18th at 1PM: The Onsite Renovation Group meets on the 3rd Tuesday of each month at a different job site with your host, James Miera at 14912 Wedgewood Pl, Tampa, FL 33613.
Save the date, bring your questions, bring your business cards and come join Jim and the rest of the Tampa REIA Crew to network and get lots of great information and experience on how to fix and flip properties for fun and profit!
How to Invest in Real Estate Using Cryptocurrency
with David Miller & Dylon Ross
The Beginning Investors Group Online (BIGO) is meets ONLINE ONLY on the 3rd Monday of each month at 7PM on Zoom Webinar. This month, on Monday, October 20th at 7PM our special topic will be How to Invest in Real Estate Using Cryptocurrency! If you’ve ever wondered how to turn your crypto gains into real doors, deeds, and cash flow, this BIG Webinar is for you!
Watch BIG Webinar Replay on Cryptocurrency
with David Miller & Dylon Ross
Chrissy’s Special Crypto Link is…
Crypto.AtlantaREIA.com
We’re hosting David Miller, a real estate professional, consultant and successful crypto trader from California and Dylon Ross, a local crypto and real estate investor who’s been quietly using Bitcoin, ETH, and stablecoins to structure real property deals—legally, tax-smart, and fast. Join us Monday, where they will teach you how they’re doing it!
Don’t miss this rare chance to learn how to leverage both crypto and real estate in the same transaction. Be sure to Watch BIG Webinar Replay Here and learn and level up your real estate game with some new tips and tricks! If you have any questions, please call or text Chrissy at 770-379-4501. Chrissy’s Special Crypto Link is Crypto.AtlantaREIA.com .
Every Wednesday at 7PM
By Calling or Texting Chrissy at 770-379-4501
Every Wednesday @ 7PM: Join us at the Property Protege Group EVERY Wednesday at 7PM with Don DeRosa & Christine Griffin at Keller Williams, 1960 Satellite Blvd, Ste 1500, Duluth, GA. Those who cannot attend in-person can join us on Zoom Webinar. Just contact Chrissy for details at 770-379-4501.
Are you interested in real estate investing? Come join us to learn how to analyze deals, explore different investment strategies, and network with like-minded individuals. Each week, we cover diverse topics in real estate to help you gain valuable insights and take the next step toward financial freedom.
Why Attend?
- Learn from experts and seasoned investors
- Get hands-on experience analyzing deals
- Network with aspiring and experienced investors
- Find answers to your real estate questions
Whether you’re a beginner or looking to sharpen your skills, this is the place to start!
Call or text Chrissy at 770-379-4501 for more information.
Post or Find Real Estate Deals on our Facebook Groups for Real Estate Investors at Florida Real Estate Investors Network, Tampa Real Estate Investors Network & Florida Wholesale Real Estate Deals and many more! See Full List of Facebook Groups.
